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Uninsured and Underinsured Motorist Claims

Unraveling the Mystery of Uninsured and Underinsured Motorist Coverage Throughout New Mexico

Serving plaintiffs and insurance companies when drivers are uninsured

As the Insurance Research Counsel estimates, despite the requirement that every driver in New Mexico carry insurance, as many as 26 percent of drivers in Albuquerque and throughout the state unfortunately fail to carry insurance. While every insurance policy issued in this state has uninsured/underinsured motorist insurance (UM/UIM), many people throughout New Mexico do not realize they have this coverage and may be entitled to recovery, even though the other driver lacked or had insufficient insurance coverage. At the Law Offices of Bruce S. McDonald, we support insurance companies and individual drivers through the claims-handling process and in defending or pursuing claims for UM/UIM coverage.

Full-service UM/UIM claims handling and defense practice

With substantial experience in managing UM/UIM claims on behalf of insurance carriers, our personal injury attorneys at the Law Offices of Bruce S. McDonald in Albuquerque know the claims handling process inside and out. Our UM/UIM team can represent carriers from the notice of intention to make a claim to the arbitration process — and on to court and appeals when necessary. Our firm offers the following:

  • Claim review and investigation: We review claims prior to arbitration to determine whether alternate coverage exists, perform a risk assessment and evaluate your company’s exposure to damages as early as possible in the process.
  • Coverage disputes: When we can, we petition for stays of arbitration and conduct hearings to dispute coverage and liability for UM/UIM cases.
  • Arbitration: When UM/UIM coverage is required, our attorneys represent insurance carriers at arbitration conferences and hearings, review medical records and testimony and effectively determine entitlement issues, damages and settlement when appropriate.
  • Appeals: If the arbitration award is unfavorable or clearly contrary to accepted law or the facts, we challenge the awards and, when necessary, court decisions to obtain positive results for our insurance carrier clients.

A broad scope of protection for injured drivers

If you are a driver who has been injured in an accident with an uninsured or underinsured motorist, you may not realize that you can recover for your transportation injuries even if the other driver has no insurance and no assets. This is true even if the other driver intentionally injures you as a result of road rage or for another reason. The knowledgeable attorneys at the Law Offices of Bruce S. McDonald can assist you with pursuing claims from your insurance company to pay your long-term medical bills, rehabilitation, service benefits, home modification costs and other expenses resulting from your injuries. Throughout the state of New Mexico, we help motorists who are injured in automobile accidents obtain compensation by pursuing claims through your UM/UIM coverage provisions.

The go-to attorneys for New Mexico’s UM/UIM claims

Serving clients from our office in historic downtown Albuquerque and throughout the state of New Mexico, our lawyers at the Law Offices of Bruce S. McDonald practice in every court statewide. We represent both plaintiffs and defendants in UM/UIM claims. To arrange for a free initial consultation with one of our attorneys, contact us online or by phone at (505) 254-2854. Evening and weekend appointments are available as needed. Hablamos español.

We have a long history and gratefully accept conflict work from defense firms, insurance companies and well-respected plaintiff attorneys throughout the state.

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